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Sellingsvibe is not processing payment from both buyers and vendors on sellingsvibe.com in any circumstance if any of the prohibited products or restricted business is involved in the following list:

Financial and professional services

Investment & credit services:

Securities brokers; financial or mortgage consulting or debt reduction services; credit counseling or repair; real estate opportunities; lending instruments.

Money and legal services:

Money transmitters, check cashing, wire transfers, money orders or gifting; currency exchanges or dealers; bail bonds; collections agencies; loans; law firms collecting funds for any purpose other than to pay fees owed to the firm for services provided by the firm. 

Virtual currency or stored value:

Virtual currency that can be monetized, resold, or converted to physical or digital products and services or otherwise exit the virtual world (e.g., Bitcoin); sale of stored value or credits maintained, accepted and issued by anyone other than the seller.

IP Infringement, regulated or illegal products and services

Intellectual property or proprietary rights infringement:

Sales, distribution, or access to counterfeit music, movies, software, or other licensed materials without the appropriate authorization from the rights holder; any product or service that directly infringes or facilitates infringement upon the trademark, patent, copyright, trade secrets, or proprietary or privacy rights of any third party;

Counterfeit or unauthorized goods:

Unauthorized sale or resale of brand name or designer products or services; sale of goods or services that are illegally imported or exported.

Gambling:

Lotteries; bidding fee auctions; sports forecasting or odds making; fantasy sports leagues with cash prizes; internet gaming; contests; sweepstakes; games of chance.

Regulated or illegal products or services:

Marijuana dispensaries and related businesses; sale of tobacco, e-cigarettes, and e-liquid; online pharmacies; contact lenses; age-restricted goods or services; weapons, weapon parts, and munitions; gunpowder and other explosives; fireworks and related goods; toxic, flammable, and radioactive materials; products and services with varying legal status on a regional basis; goods or services, the sale of which is illegal under applicable law in the jurisdictions to which your business is targeted or directed.

Essay Mills:

Essay and paper mills; homework services.

Adult content and services:

Pornography and other obscene materials (including literature, imagery and other media); sexually oriented toys or products; sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features, mail-order brides, explicit dating sites.

Unfair, predatory, or deceptive practices

Get rich quick schemes:

Investment opportunities or other services that promise high rewards.

Mug shot publication or pay-to-remove sites:

Platforms that facilitate the publication and removal of content (such as mug shots), where the primary purpose of posting such content is to cause or raise concerns of reputational harm.

No-value-added services:

Sale or resale of a service without added benefit to the buyer; resale of government offerings without authorization or added value; sites that we determine in our sole discretion to be unfair, deceptive, or predatory towards consumers; services that offer third-party discounts.

Products or services that are otherwise restricted by our financial partners

Aggregation:

Engaging in any form of licensed or unlicensed aggregation of funds owed to third parties, factoring, or other activities intended to obfuscate the origin of funds.

Drug paraphernalia:

Any equipment designed for making or using drugs, such as bongs, vaporizers, and hookahs.

High risk businesses

Bankruptcy lawyers; computer technical support and IT help desks; psychic services; travel reservation services and clubs, airlines, airfare, and cruises (not including sellers that offer day trips with limited prepayment); timeshares; prepaid phone cards, phone services, and cell phones; telemarketing, telecommunications equipment and telephone sales; drop shipping; forwarding brokers; negative response marketing; credit card, foreclosure and identity theft protection; lead generation; the use of credit to pay for lending services; any businesses that we believe poses elevated financial risk, legal liability, or violates card network or bank policies; any business or organization that a. engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or propert, engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic.

Multi-level marketing:

Pyramid schemes, network marketing, and referral marketing programs.

Pseudo pharmaceuticals:

Pharmaceuticals and other products that make health claims that have not been approved or verified by the applicable local and/or national regulatory body.

Social media activity:

Sale of Twitter followers, Facebook likes, YouTube views, and other forms of social media activity.

Substances designed to mimic illegal drugs:

Sale of a legal substance that provides the same effect as an illegal drug (e.g., salvia, kratom).

Products designed to decrypt, descramble, or jam signals:

Sale of products meant for decryption or descrambling; cell phone signal jammers.

Video game or virtual world credits:

Sale of in-game currency or game items, unless the merchant is the operator of the virtual world.

Any product or service that provides peripheral support of any products or services deemed illegal in Hong Kong:

Sale of ads for any products or services deemed illegal in Hong Kong; sales of products that facilitate payments to any of these products or services.

Embassy, consulate, other foreign governments:

Sales going to the benefit of a non-Hong Kong government entity, including consulates and embassies.

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